/* ===== GREEN FOREST INSURANCE - SHARED STYLES ===== */

:root {
  --forest-900: #0d2818;
  --forest-800: #1a3c2a;
  --forest-700: #1e5631;
  --forest-600: #2a7a3f;
  --forest-500: #38a169;
  --forest-400: #68d391;
  --forest-300: #9ae6b4;
  --forest-200: #c6f6d5;
  --forest-100: #f0fff4;
  --forest-50: #f7fdf9;
  --blue-900: #1a365d;
  --blue-800: #1e4d8c;
  --blue-700: #2563a0;
  --blue-600: #2b78c2;
  --blue-500: #3b8ad6;
  --blue-400: #63a4e8;
  --blue-300: #90c2f5;
  --blue-200: #bee3f8;
  --blue-100: #e8f4fd;
  --blue-50: #f0f7ff;
  --gold-500: #d69e2e;
  --gold-400: #ecc94b;
  --gray-900: #1a202c;
  --gray-800: #2d3748;
  --gray-700: #4a5568;
  --gray-600: #718096;
  --gray-500: #a0aec0;
  --gray-400: #cbd5e0;
  --gray-300: #e2e8f0;
  --gray-200: #edf2f7;
  --gray-100: #f7fafc;
  --white: #ffffff;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
  --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.05);
  --shadow-lg: 0 10px 15px rgba(0,0,0,0.08), 0 4px 6px rgba(0,0,0,0.04);
  --shadow-xl: 0 20px 25px rgba(0,0,0,0.10), 0 10px 10px rgba(0,0,0,0.04);
  --radius: 12px;
  --radius-sm: 8px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: 'Inter', -apple-system, sans-serif;
  color: var(--gray-800);
  line-height: 1.7;
  overflow-x: hidden;
  background: var(--white);
}

h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  line-height: 1.2;
  color: var(--forest-900);
}
h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.5rem); font-weight: 600; }
h3 { font-size: 1.3rem; font-weight: 600; }
p { color: var(--gray-700); }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.section-label {
  font-family: 'Inter', sans-serif;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--forest-600);
  margin-bottom: 12px;
}
.section-subtitle {
  font-size: 1.15rem;
  color: var(--gray-600);
  max-width: 640px;
  margin: 0 auto 48px;
}
.text-center { text-align: center; }

.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: 50px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  transition: all 0.3s ease;
  cursor: pointer;
  border: none;
}
.btn-primary {
  background: linear-gradient(135deg, var(--forest-600) 0%, var(--blue-700) 100%);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(30, 86, 49, 0.35);
}
.btn-primary:hover {
  box-shadow: 0 6px 20px rgba(30, 86, 49, 0.5);
  transform: translateY(-1px);
}
.btn-outline {
  background: transparent;
  color: var(--forest-700);
  border: 2px solid var(--forest-600);
}
.btn-outline:hover {
  background: var(--forest-600);
  color: var(--white);
}
.btn-white {
  background: var(--white);
  color: var(--forest-800);
  box-shadow: var(--shadow-md);
}
.btn-white:hover {
  background: var(--forest-50);
  transform: translateY(-1px);
  box-shadow: var(--shadow-lg);
}
.btn-sm {
  padding: 10px 24px;
  font-size: 0.9rem;
}

/* ===== TREE LOGO SVG ===== */
.tree-logo {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
}

/* ===== TOP BAR ===== */
.top-bar {
  background: linear-gradient(90deg, var(--forest-900) 0%, var(--blue-900) 100%);
  color: var(--forest-200);
  font-size: 0.85rem;
  padding: 8px 0;
}
.top-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.top-bar a {
  color: var(--forest-200);
  text-decoration: none;
  transition: color 0.2s;
}
.top-bar a:hover { color: var(--gold-400); }
.top-bar-right {
  display: flex;
  gap: 20px;
  align-items: center;
}

/* ===== NAVBAR ===== */
.navbar {
  background: var(--white);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.3s;
}
.navbar.scrolled { box-shadow: var(--shadow-md); }
.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--forest-900);
  line-height: 1.1;
}
.logo-text small {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 0.65rem;
  font-weight: 500;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--blue-600);
}
.nav-links {
  display: flex;
  list-style: none;
  gap: 2px;
  align-items: center;
}
.nav-links > li {
  position: relative;
}
.nav-links > li > a {
  text-decoration: none;
  color: var(--gray-700);
  font-weight: 500;
  font-size: 0.82rem;
  padding: 6px 10px;
  border-radius: 8px;
  transition: all 0.2s;
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links > li > a:hover {
  color: var(--forest-700);
  background: var(--forest-100);
}
.nav-links .btn { padding: 10px 24px; color: var(--white); }

/* Dropdown arrow */
.nav-links .has-dropdown > a::after {
  content: '';
  display: inline-block;
  width: 0;
  height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid currentColor;
  margin-left: 2px;
  transition: transform 0.2s;
}
.nav-links .has-dropdown:hover > a::after {
  transform: rotate(180deg);
}

/* Dropdown menu */
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  min-width: 240px;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
  padding: 8px 0;
  z-index: 200;
  list-style: none;
}
.has-dropdown:hover .dropdown-menu {
  display: block;
}
.dropdown-menu li a {
  display: block;
  padding: 10px 20px;
  color: var(--gray-700);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 400;
  transition: all 0.15s;
}
.dropdown-menu li a:hover {
  background: var(--forest-100);
  color: var(--forest-700);
}
.dropdown-menu li a .external-badge {
  font-size: 0.7rem;
  color: var(--gray-500);
  margin-left: 6px;
}
.dropdown-divider {
  height: 1px;
  background: var(--gray-200);
  margin: 6px 0;
}

/* Mega menu — multi-column product dropdown */
.mega-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
  padding: 24px 28px;
  z-index: 200;
  min-width: 600px;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 24px;
}
.has-mega-menu:hover .mega-menu {
  display: grid;
}
.mega-col h4 {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--forest-600);
  margin: 0 0 10px 0;
  padding-bottom: 6px;
  border-bottom: 2px solid var(--forest-200, #c8e6c9);
}
.mega-col a {
  display: block;
  padding: 6px 0;
  color: var(--gray-700);
  text-decoration: none;
  font-size: 0.88rem;
  transition: color 0.15s;
}
.mega-col a:hover {
  color: var(--forest-600);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--gray-800);
  margin: 6px 0;
  transition: all 0.3s;
  border-radius: 2px;
}

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, var(--forest-900) 0%, var(--blue-900) 50%, var(--forest-800) 100%);
  position: relative;
  overflow: hidden;
  padding: 80px 0 100px;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(104,211,145,0.12) 0%, transparent 70%);
  border-radius: 50%;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(59,138,214,0.12) 0%, transparent 70%);
  border-radius: 50%;
}
.hero .container {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero p {
  color: var(--forest-200);
  font-size: 1.15rem;
  margin-bottom: 32px;
  max-width: 500px;
}
.hero-buttons { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-card {
  background: rgba(255,255,255,0.08);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 40px;
}
.hero-card-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.stat-item {
  text-align: center;
  padding: 20px;
  background: rgba(255,255,255,0.06);
  border-radius: var(--radius-sm);
}
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold-400);
}
.stat-label {
  font-size: 0.85rem;
  color: var(--forest-200);
  margin-top: 4px;
}

/* ===== WHY GFI ===== */
.why-section {
  padding: 80px 0;
  background: var(--white);
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}
.why-card {
  padding: 36px 28px;
  border-radius: var(--radius);
  border: 1px solid var(--gray-200);
  transition: all 0.3s ease;
  text-align: center;
}
.why-card:hover {
  border-color: var(--forest-300);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.why-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--forest-100), var(--blue-100));
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.6rem;
}
.why-card h3 { margin-bottom: 12px; }
.why-card p { font-size: 0.95rem; }

/* ===== SERVICES ===== */
.services-section {
  padding: 80px 0;
  background: linear-gradient(180deg, var(--blue-50) 0%, var(--forest-50) 100%);
}
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--forest-500), var(--blue-500));
  opacity: 0;
  transition: opacity 0.3s;
}
.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}
.service-card:hover::before { opacity: 1; }
.service-icon {
  font-size: 2.2rem;
  margin-bottom: 16px;
  display: block;
}
.service-card h3 { margin-bottom: 10px; font-size: 1.2rem; }
.service-card p { font-size: 0.95rem; line-height: 1.6; }
.service-card ul {
  list-style: none;
  margin-top: 16px;
}
.service-card ul li {
  padding: 6px 0;
  padding-left: 24px;
  position: relative;
  color: var(--gray-700);
  font-size: 0.9rem;
}
.service-card ul li::before {
  content: '\2713';
  position: absolute;
  left: 0;
  color: var(--forest-600);
  font-weight: 700;
}
.service-card .btn {
  margin-top: 20px;
}

/* ===== STATES MAP ===== */
.states-section {
  padding: 60px 0;
  background: var(--white);
}
.states-banner {
  background: linear-gradient(135deg, var(--forest-800) 0%, var(--blue-800) 100%);
  border-radius: var(--radius);
  padding: 48px;
  text-align: center;
}
.states-banner h2 { color: var(--white); margin-bottom: 12px; }
.states-banner > p { color: var(--forest-200); margin-bottom: 28px; font-size: 1.05rem; }
.states-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  max-width: 800px;
  margin: 0 auto;
}
.state-tag {
  background: rgba(255,255,255,0.12);
  color: var(--forest-200);
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  border: 1px solid rgba(255,255,255,0.15);
}

/* ===== MEDICARE SPOTLIGHT ===== */
.medicare-section {
  padding: 80px 0;
  background: var(--white);
}
.medicare-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-top: 48px;
}
.medicare-content h2 { margin-bottom: 20px; }
.medicare-content p { margin-bottom: 16px; font-size: 1.05rem; }
.medicare-list {
  list-style: none;
  margin: 24px 0;
}
.medicare-list li {
  padding: 10px 0;
  padding-left: 32px;
  position: relative;
  color: var(--gray-700);
  font-size: 1.05rem;
}
.medicare-list li::before {
  content: '\2713';
  position: absolute;
  left: 0;
  color: var(--forest-600);
  font-weight: 700;
  font-size: 1.1rem;
}
.medicare-visual {
  background: linear-gradient(135deg, var(--forest-100) 0%, var(--blue-100) 100%);
  border-radius: var(--radius);
  padding: 48px 36px;
  text-align: center;
}
.medicare-visual h3 {
  font-size: 1.5rem;
  margin-bottom: 16px;
  color: var(--forest-800);
}
.medicare-visual p { margin-bottom: 24px; color: var(--forest-700); }
.medicare-steps { list-style: none; text-align: left; }
.medicare-steps li {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(39,103,73,0.1);
  color: var(--forest-800);
}
.medicare-steps li:last-child { border-bottom: none; }
.step-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--forest-600), var(--blue-600));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  flex-shrink: 0;
}

/* ===== ABOUT ===== */
.about-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--forest-900) 0%, var(--blue-900) 100%);
  color: var(--forest-100);
}
.about-layout {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 60px;
  align-items: center;
}
.about-photo {
  width: 300px;
  height: 360px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--forest-700), var(--blue-700));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--forest-300);
  font-size: 0.9rem;
  font-style: italic;
  border: 3px solid rgba(255,255,255,0.15);
}
.about-section h2 { color: var(--white); margin-bottom: 8px; }
.about-section .section-label { color: var(--forest-400); }
.about-title {
  color: var(--gold-400);
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 500;
  margin-bottom: 20px;
}
.about-section p { color: var(--forest-200); font-size: 1.05rem; margin-bottom: 16px; }
.about-credentials {
  display: flex;
  gap: 32px;
  margin-top: 24px;
  flex-wrap: wrap;
}
.credential {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--forest-300);
  font-size: 0.9rem;
}
.credential-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}

/* ===== CONTACT ===== */
.contact-section {
  padding: 80px 0;
  background: linear-gradient(180deg, var(--forest-50) 0%, var(--blue-50) 100%);
}
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  margin-top: 48px;
}
.contact-info h3 { font-size: 1.5rem; margin-bottom: 16px; }
.contact-info p { font-size: 1.05rem; margin-bottom: 28px; }
.contact-methods { display: flex; flex-direction: column; gap: 20px; }
.contact-method {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  background: var(--white);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  color: var(--gray-800);
  transition: all 0.2s;
}
.contact-method:hover { box-shadow: var(--shadow-md); transform: translateX(4px); }
.contact-method-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--forest-100), var(--blue-100));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.contact-method strong { display: block; font-size: 0.95rem; color: var(--gray-800); }
.contact-method span { font-size: 0.85rem; color: var(--gray-600); }

.contact-form {
  background: var(--white);
  border-radius: var(--radius);
  padding: 40px;
  box-shadow: var(--shadow-md);
}
.contact-form h3 { margin-bottom: 24px; font-size: 1.3rem; }
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--gray-700);
  margin-bottom: 6px;
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm);
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--gray-800);
  transition: border-color 0.2s, box-shadow 0.2s;
  background: var(--white);
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--forest-500);
  box-shadow: 0 0 0 3px rgba(42, 122, 63, 0.15);
}
.form-group textarea { resize: vertical; min-height: 100px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-submit { width: 100%; padding: 14px; margin-top: 8px; }
.form-note { font-size: 0.8rem; color: var(--gray-500); margin-top: 12px; text-align: center; }

/* ===== SCHEDULING / CALENDLY ===== */
.schedule-section {
  padding: 60px 0;
  background: var(--white);
}
.schedule-card {
  background: linear-gradient(135deg, var(--forest-100) 0%, var(--blue-50) 100%);
  border-radius: var(--radius);
  padding: 48px;
  text-align: center;
  border: 1px solid var(--forest-200);
}
.schedule-card h2 { margin-bottom: 12px; }
.schedule-card p { margin-bottom: 24px; font-size: 1.05rem; max-width: 600px; margin-left: auto; margin-right: auto; }
.schedule-card .btn { font-size: 1.05rem; padding: 16px 40px; }

/* ===== RESOURCES / DOWNLOADS ===== */
.resources-section {
  padding: 80px 0;
  background: linear-gradient(180deg, var(--blue-50) 0%, var(--forest-50) 100%);
}
.resources-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 32px;
  margin-top: 48px;
}
.resource-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  text-align: center;
  transition: all 0.3s ease;
}
.resource-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}
.resource-icon {
  font-size: 2.5rem;
  margin-bottom: 16px;
  display: block;
}
.resource-card h3 { margin-bottom: 10px; }
.resource-card p { font-size: 0.9rem; margin-bottom: 20px; }

/* ===== DISCLAIMER ===== */
.disclaimer-bar {
  padding: 24px 0;
  background: var(--gray-100);
  border-top: 1px solid var(--gray-200);
}
.disclaimer-bar p {
  font-size: 0.78rem;
  color: var(--gray-500);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
  line-height: 1.6;
}

/* ===== FOOTER ===== */
.footer {
  background: linear-gradient(135deg, var(--forest-900) 0%, var(--blue-900) 100%);
  color: var(--forest-300);
  padding: 48px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 40px;
}
.footer h4 {
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 16px;
}
.footer p, .footer a { color: var(--forest-300); font-size: 0.9rem; }
.footer a { text-decoration: none; transition: color 0.2s; }
.footer a:hover { color: var(--gold-400); }
.footer-links { list-style: none; }
.footer-links li { margin-bottom: 10px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.8rem; color: var(--forest-400); }

/* ===== INTERIOR PAGE HERO ===== */
.page-hero {
  background: linear-gradient(135deg, var(--forest-900) 0%, var(--blue-900) 50%, var(--forest-800) 100%);
  position: relative;
  overflow: hidden;
  padding: 60px 0 70px;
  text-align: center;
}
.page-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(104,211,145,0.12) 0%, transparent 70%);
  border-radius: 50%;
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); margin-bottom: 16px; }
.page-hero p { color: var(--forest-200); font-size: 1.15rem; max-width: 700px; margin: 0 auto; }

/* ===== CONTENT SECTIONS (interior pages) ===== */
.content-section {
  padding: 80px 0;
}
.content-section:nth-child(even) {
  background: linear-gradient(180deg, var(--blue-50) 0%, var(--forest-50) 100%);
}
.content-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.content-grid.reverse {
  direction: rtl;
}
.content-grid.reverse > * {
  direction: ltr;
}

/* Info cards for interior pages */
.info-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 32px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
}
.info-card h3 {
  margin-bottom: 16px;
  font-size: 1.25rem;
}
.info-card p {
  font-size: 0.95rem;
  margin-bottom: 12px;
}
.info-card ul {
  list-style: none;
  margin-top: 12px;
}
.info-card ul li {
  padding: 8px 0;
  padding-left: 28px;
  position: relative;
  color: var(--gray-700);
  font-size: 0.95rem;
}
.info-card ul li::before {
  content: '\2713';
  position: absolute;
  left: 0;
  color: var(--forest-600);
  font-weight: 700;
}

/* Highlight box */
.highlight-box {
  background: linear-gradient(135deg, var(--forest-100) 0%, var(--blue-100) 100%);
  border-radius: var(--radius);
  padding: 32px;
  border-left: 4px solid var(--forest-600);
  margin: 24px 0;
}
.highlight-box h4 {
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--forest-800);
  margin-bottom: 8px;
}
.highlight-box p {
  font-size: 0.95rem;
  color: var(--forest-700);
}

/* Cards grid for Medicare topics */
.topic-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-top: 36px;
}
.topic-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}
.topic-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--forest-500), var(--blue-500));
  opacity: 0;
  transition: opacity 0.3s;
}
.topic-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}
.topic-card:hover::before { opacity: 1; }
.topic-card .topic-icon {
  font-size: 2rem;
  margin-bottom: 12px;
  display: block;
}
.topic-card h3 { margin-bottom: 10px; font-size: 1.15rem; }
.topic-card p { font-size: 0.93rem; }
.topic-card ul {
  list-style: none;
  margin-top: 12px;
}
.topic-card ul li {
  padding: 5px 0;
  padding-left: 24px;
  position: relative;
  color: var(--gray-700);
  font-size: 0.9rem;
}
.topic-card ul li::before {
  content: '\2713';
  position: absolute;
  left: 0;
  color: var(--forest-600);
  font-weight: 700;
}

/* Enrollment timeline */
.timeline {
  position: relative;
  margin: 36px 0;
}
.timeline-item {
  display: flex;
  gap: 24px;
  padding: 24px 0;
  border-bottom: 1px solid var(--gray-200);
}
.timeline-item:last-child { border-bottom: none; }
.timeline-date {
  min-width: 180px;
  font-weight: 600;
  color: var(--forest-700);
  font-size: 0.95rem;
}
.timeline-content h4 {
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--forest-900);
  margin-bottom: 6px;
}
.timeline-content p {
  font-size: 0.93rem;
}

/* ===== CTA BANNER ===== */
.cta-banner {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--forest-800) 0%, var(--blue-800) 100%);
  text-align: center;
}
.cta-banner h2 { color: var(--white); margin-bottom: 16px; }
.cta-banner p { color: var(--forest-200); margin-bottom: 28px; font-size: 1.1rem; max-width: 600px; margin-left: auto; margin-right: auto; }
.cta-banner .btn-primary {
  background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
  color: var(--forest-900);
  font-size: 1.05rem;
  padding: 16px 40px;
}
.cta-banner .btn-primary:hover {
  box-shadow: 0 6px 20px rgba(214, 158, 46, 0.5);
}
.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 968px) {
  .hero .container { grid-template-columns: 1fr; text-align: center; }
  .hero p { margin: 0 auto 32px; }
  .hero-buttons { justify-content: center; }
  .hero-card { max-width: 500px; margin: 0 auto; }
  .why-grid { grid-template-columns: 1fr; max-width: 500px; margin: 48px auto 0; }
  .services-grid { grid-template-columns: 1fr; }
  .medicare-layout { grid-template-columns: 1fr; }
  .about-layout { grid-template-columns: 1fr; text-align: center; }
  .about-photo { margin: 0 auto; }
  .about-credentials { justify-content: center; }
  .contact-layout { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .content-grid { grid-template-columns: 1fr; }
  .content-grid.reverse { direction: ltr; }
  .timeline-item { flex-direction: column; gap: 8px; }
  .timeline-date { min-width: auto; }
}
@media (max-width: 768px) {
  .top-bar .container { justify-content: center; text-align: center; }
  .top-bar-right { display: none; }
  .nav-links { display: none; }
  .nav-links.active {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    padding: 16px 24px;
    box-shadow: var(--shadow-lg);
    border-top: 1px solid var(--gray-200);
    max-height: 80vh;
    overflow-y: auto;
  }
  .nav-links.active .has-dropdown .dropdown-menu {
    display: none;
    position: static;
    box-shadow: none;
    border: none;
    padding-left: 16px;
    min-width: auto;
  }
  .nav-links.active .has-dropdown.open .dropdown-menu {
    display: block;
  }
  .nav-links.active .has-mega-menu .mega-menu {
    display: none;
    position: static;
    box-shadow: none;
    border: none;
    min-width: auto;
    transform: none;
    padding: 12px 0 12px 8px;
    grid-template-columns: 1fr;
    gap: 12px;
    font-size: 0.85rem;
  }
  .nav-links.active .mega-col h4 {
    font-size: 0.7rem;
    margin-bottom: 6px;
  }
  .nav-links.active .mega-col a {
    padding: 4px 0;
    font-size: 0.82rem;
  }
  .nav-links .has-dropdown > a::after { display: none; }
  .mobile-toggle { display: block; }
  .hero { padding: 60px 0 80px; }
  .hero-card-stats { grid-template-columns: 1fr 1fr; gap: 16px; }
  .form-row { grid-template-columns: 1fr; }
  .states-banner { padding: 32px 20px; }
  .footer-bottom { justify-content: center; text-align: center; }
  .topic-grid { grid-template-columns: 1fr; }
}

/* ===== BLOG ===== */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: 32px;
  margin-top: 48px;
}
.blog-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.3s ease;
}
.blog-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}
.blog-card-image {
  height: 220px;
  background: linear-gradient(135deg, var(--forest-800) 0%, var(--blue-800) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.blog-card-image::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -20%;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(104,211,145,0.15) 0%, transparent 70%);
  border-radius: 50%;
}
.blog-card-image::after {
  content: '';
  position: absolute;
  bottom: -20%;
  left: -10%;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(59,138,214,0.15) 0%, transparent 70%);
  border-radius: 50%;
}
.blog-card-image .blog-image-content {
  position: relative;
  z-index: 1;
  text-align: center;
  color: var(--white);
  padding: 24px;
}
.blog-card-image .blog-image-icon {
  font-size: 3rem;
  margin-bottom: 8px;
  display: block;
  filter: brightness(1.2);
}
.blog-card-image .blog-image-label {
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--forest-300);
}
/* Unique gradient per article category */
.blog-card-image.medicare {
  background: linear-gradient(135deg, #1a3c2a 0%, #1e4d8c 100%);
}
.blog-card-image.life {
  background: linear-gradient(135deg, #1e4d8c 0%, #2563a0 100%);
}
.blog-card-image.health {
  background: linear-gradient(135deg, #0d2818 0%, #1a3c2a 100%);
}
.blog-card-body {
  padding: 28px;
}
.blog-card-meta {
  font-size: 0.8rem;
  color: var(--gray-500);
  margin-bottom: 10px;
  display: flex;
  gap: 16px;
}
.blog-card-body h3 {
  font-size: 1.2rem;
  margin-bottom: 10px;
  line-height: 1.4;
}
.blog-card-body h3 a {
  color: var(--forest-900);
  text-decoration: none;
  transition: color 0.2s;
}
.blog-card-body h3 a:hover {
  color: var(--forest-600);
}
.blog-card-body p {
  font-size: 0.93rem;
  margin-bottom: 16px;
}
.blog-card-body .read-more {
  color: var(--forest-600);
  font-weight: 600;
  text-decoration: none;
  font-size: 0.9rem;
  transition: color 0.2s;
}
.blog-card-body .read-more:hover {
  color: var(--forest-800);
}

/* Blog article page */
.article-container {
  max-width: 780px;
  margin: 0 auto;
  padding: 60px 24px 80px;
}
.article-meta {
  font-size: 0.85rem;
  color: var(--gray-500);
  margin-bottom: 32px;
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.article-container h2 {
  font-size: 1.6rem;
  margin-top: 40px;
  margin-bottom: 16px;
}
.article-container h3 {
  font-size: 1.25rem;
  margin-top: 32px;
  margin-bottom: 12px;
}
.article-container p {
  font-size: 1.05rem;
  line-height: 1.8;
  margin-bottom: 20px;
}
.article-container ul,
.article-container ol {
  margin: 16px 0 24px 24px;
}
.article-container li {
  font-size: 1.02rem;
  line-height: 1.7;
  margin-bottom: 8px;
  color: var(--gray-700);
}
.article-container blockquote {
  border-left: 4px solid var(--forest-500);
  padding: 16px 24px;
  margin: 24px 0;
  background: var(--forest-50);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}
.article-container blockquote p {
  font-style: italic;
  color: var(--forest-800);
  margin-bottom: 0;
}
.article-cta {
  background: linear-gradient(135deg, var(--forest-100) 0%, var(--blue-100) 100%);
  border-radius: var(--radius);
  padding: 36px;
  text-align: center;
  margin-top: 48px;
  border: 1px solid var(--forest-200);
}
.article-cta h3 { margin-bottom: 12px; }
.article-cta p { margin-bottom: 20px; font-size: 1rem; }
.article-share {
  margin-top: 40px;
  padding-top: 24px;
  border-top: 1px solid var(--gray-200);
}
.article-share p {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-600);
  margin-bottom: 8px;
}

html { scroll-behavior: smooth; }
section:target { scroll-margin-top: 80px; }